Put the institution’s definitions inside the methodology.

Adjust how each transparent behavioral and liquidity measure contributes to the group health index. The underlying readings, formula direction, and evidence remain visible and auditable.

Published results remain immutable

A saved configuration applies to future analysis runs. Existing runs retain the exact policy version and checksum used to produce them.

Active policy

Illustrative group health index · demo v1

Created

Aug 20, 2026, 8:40 PM UTC

Configuration checksum

9187F2399A4035F3782A3216

Versioned by design

Institution-controlled weights

Configure what health means for this portfolio.

Rebalance the four components below. Weights must total 100% before a new version can be saved.

Projected reserve coverage

Expected balance divided by the configured reserve target over the next six months.

Higher is betterFloor 50% · Target 150%

Payment reliability

Expected next-month Current share among non-terminal participants.

Higher is betterFloor 40% · Target 100%

Cancellation and default

Observed trailing three-month cancellation and default event rate.

Lower is betterFloor 10% · Target 2%

Projected cure rate

Expected Delinquent-to-Current transitions divided by the as-of delinquent population.

Higher is betterFloor 20% · Target 70%

Total weight 100%

Weights must total 100%. Saving creates a new immutable policy version.